TX

Texas Surplus Lines Tax Filing 2026

The Texas surplus lines tax is 4.85% of gross premium, plus a 0.04% stamping fee. SLTax360 automates every filing so MGAs, wholesalers, and retail brokers stay compliant without manual entry.

Rates effective from 2026-07-23

Texas Rates Snapshot
Surplus Lines Tax 4.85%
Stamping Fee 0.04%

Estimate only. Figures are calculated from published state rates and are not a guarantee of the amounts due. Verify with the applicable state or stamping office before filing.

How SLTax360 Files Texas Surplus Lines Taxes

Filing surplus lines tax in Texas means navigating Texas's specific submission channel, fee structure, and deadline rules. SLTax360 abstracts that away: we maintain the Texas rate configuration in a versioned table and apply it automatically to every invoice you submit.

Each Texas transaction we file is itemized into its components — surplus lines tax (4.85%), stamping fee (0.04%) — so your audit trail shows exactly which line went where. Confirmations are retained, deadlines are tracked, and filings are reconciled against your invoice data.

Whether you're an MGA filing a handful of Texas transactions per month or a wholesaler running hundreds, the workflow is the same: upload, we file, you stay compliant. Want to verify the numbers yourself first? Run a free Texas calculation — no signup required.

Texas Notes: Texas: 4.85% SL tax, 0.04% stamping fee to SLTX. Tax is on total gross premium including fees.

Texas Surplus Lines FAQ

As of 2026, the Texas surplus lines tax rate is 4.85% of gross premium. The tax base in Texas includes policy fees.

Yes. Texas applies a stamping fee of 0.04% on top of the surplus lines tax. Stamping fees fund the state-designated stamping office that reviews and processes filings.

SLTax360 automates Texas surplus lines tax filing for MGAs, wholesalers, and retail brokers. We submit each transaction through the appropriate state-mandated channel (OPTins, SLIP+, or the state's own portal where applicable), retain audit-ready confirmations, and track deadlines so nothing slips. Try the free Texas rate in the public calculator before signing up.

Texas: 4.85% SL tax, 0.04% stamping fee to SLTX. Tax is on total gross premium including fees.

Ready to Automate Texas Filings?

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