FL

Florida Surplus Lines Tax Filing 2026

The Florida surplus lines tax is 4.94% of gross premium, plus a 0.03% FSLSO Fee. SLTax360 automates every filing so MGAs, wholesalers, and retail brokers stay compliant without manual entry.

Rates effective from 2026-07-24

Florida Rates Snapshot
Surplus Lines Tax 4.94%
FSLSO Fee 0.03%

Estimate only. Figures are calculated from published state rates and are not a guarantee of the amounts due. Verify with the applicable state or stamping office before filing.

How SLTax360 Files Florida Surplus Lines Taxes

Filing surplus lines tax in Florida means navigating Florida's specific submission channel, fee structure, and deadline rules. SLTax360 abstracts that away: we maintain the Florida rate configuration in a versioned table and apply it automatically to every invoice you submit.

Each Florida transaction we file is itemized into its components — surplus lines tax (4.94%), FSLSO Fee (0.03%) — so your audit trail shows exactly which line went where. Confirmations are retained, deadlines are tracked, and filings are reconciled against your invoice data.

Whether you're an MGA filing a handful of Florida transactions per month or a wholesaler running hundreds, the workflow is the same: upload, we file, you stay compliant. Want to verify the numbers yourself first? Run a free Florida calculation — no signup required.

Florida Notes: Florida: SL tax 4.94%, FSLSO stamping fee 0.06%. Fire marshal 1% on fire/allied lines. FIGA 0.5%. Service fee 0.1%.

Florida Surplus Lines FAQ

As of 2026, the Florida surplus lines tax rate is 4.94% of gross premium. The tax base in Florida includes policy fees.

Yes. Florida applies a stamping fee of 0.03% on top of the surplus lines tax. Stamping fees fund the state-designated stamping office that reviews and processes filings.

SLTax360 automates Florida surplus lines tax filing for MGAs, wholesalers, and retail brokers. We submit each transaction through the appropriate state-mandated channel (OPTins, SLIP+, or the state's own portal where applicable), retain audit-ready confirmations, and track deadlines so nothing slips. Try the free Florida rate in the public calculator before signing up.

Florida: SL tax 4.94%, FSLSO stamping fee 0.06%. Fire marshal 1% on fire/allied lines. FIGA 0.5%. Service fee 0.1%.

Ready to Automate Florida Filings?

A 20-minute demo will show you how SLTax360 handles your Florida volume end-to-end.